Terms and Conditions

Welcome to Aiville. Please take a moment to read these terms, as they form the agreement between you, as a user of any app or website we operate (the Website, App), and Aiville (we, us).

THIS AGREEMENT CONTAINS ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 15 OR IF YOU OPT-OUT. PLEASE CAREFULLY REVIEW THE DISPUTE RESOLUTION PROVISIONS IN SECTION 15 BELOW, WHICH DESCRIBES YOUR RIGHT TO OPT-OUT.

1. Agreement Overview

Welcome to Aiville. Please take a moment to read these terms, as they form the agreement between you, as a user of any app or website we operate (the Website, App), and Aiville (we, us).

2. Eligibility

If you do not agree with any part of these Terms and any related documents or you are not eligible to use our Services, please do not access any part of our Service.

To use Aiville, you must be at least 18 years old and have the legal capacity to enter into an agreement. If you are under 18, we ask that you do not use our services. If you do not agree with the terms laid out below, we request that you do not use our services, including any further use of the Website.

3. Our Offers

1. Aiville provides a range of educational materials, including articles, investment reading materials, test questions, and a digital investment simulator. All the materials and services are collectively referred to as “Digital Content”. Please read carefully the disclaimers and warranties below with regards to this Digital Content.

2. Our services can only be accessed by registering and paying for the service. You may receive various options to register for and sign up to our services.

3. After the purchase and while using the Service you may be offered additional paid features. Please read carefully any offers you receive from us.

4. AI Employees

While using our Service you will have access to various expert employees powered by Artificial Intelligence (“AI Employees”). Our AI Employees are provided for educational and recreational purposes only and are not intended to provide advice of any kind.

Due to the nature of machine learning, any output may not be unique to you, and our AI Employees may generate the same or similar output for Aiville or a third party. Responses that are requested by and generated for other users are not considered your Content.

5. Subscription Plans

Based on the option you select at the time of purchase, you may purchase the following options, though not all options are guaranteed to be available at all times:

1. A short term trial offer that provides limited access to the basic features and content of our services. It is designed for new users to try out our platform, and may automatically convert to a subscription if not cancelled. You can cancel the introductory offer 24 hours before it ends. If you do not cancel, it automatically converts into a subscription and you will be automatically charged a full price for the subscription plan without additional notice, as indicated when you choose to purchase.  

2.A Subscription plan is an arrangement that grants you ongoing access to our service for a specified period (every 4 weeks, 12 weeks, or otherwise, depending on the option selected by you at the time of purchase) after payment for the subscription services. Subscription plans are automatically renewed at the end of each period. You can cancel anytime 24 hours before the end of the current billing period in your account settings.

3. Additional paid features are optional functionalities or services that we may offer to you in addition to the introductory offer or subscription plan on subscription or one-time purchases.

Please review our Subscription terms for full information about subscription plan billing.

6. Billing and Cancellation

We bill for our services through Stripe or another payment provider. Your payment method will be charged according to your subscription plan. If you choose to cancel, it is your responsibility to cancel your subscription in an appropriate timeframe.

Methods of payment

1. Payment methods for the Services are billed by Aiville via Stripe or other payment providers.

2. Aiville charges any applicable fees to the payment card you submit at the time of purchase.

3. You authorize us to store your payment method(s) and automatically charge the applicable subscription fees to the payment card that you submit for the

renewal term.

The period of automatic renewal

4. The period of auto-renewal will be the same as your initial subscription period unless otherwise disclosed to you on the Service. The renewal rate will be no more than the rate for the immediately prior subscription period, excluding any promotional and discount pricing, unless we notify you of a rate change prior to your auto-renewal.

5. In some cases, your payment date may change, such as when your payment method fails to settle or when you change your subscription plan. To view your next payment date, go to the website and click on the “Subscription“ link on the “Account“ page.

Cancellation and refunds

For all information about cancellation and refunds, please consult our Subscription Terms.

6.1 Lifetime Access

Under certain circumstances, Aiville may offer Lifetime Access to the Services for a reduced or limited fee.

Lifetime Access may not include complete access to every part of Aiville, but is intended to provide a reasonable level of access to Aiville's products and services.


Lifetime Access refers to the lifetime of the product. We reserve the right to discontinue the product or platform at any time, due to business or technical reasons, with reasonable notice to users. We also reserve the right to transition users to an alternate billing plan at any time, due to business or technical reasons, with reasonable notice to users.

7. Data Protection

For all information about the collection, storage and use of your data, please consult our Privacy Policy.

8. Use of Information and Intellectual Property

1. All the information, text, images, graphics, marks, logos, compilations (meaning the collection, arrangement or assembly of information), data, other content, software and materials available through our Website constitutes our property or the property of third parties.

2. You are granted a non-exclusive license to use our Service for personal, non-commercial purposes only. No other rights or use with regards to the Services is available to you unless otherwise expressly written in these Terms.

3. Information you provide us when you sign up to Aiville, your "User Content," belongs to you, and we do not obtain any proprietary right over it. However, you agree that we may retain copies of all registration information and User Content and use all such information as reasonably required or incidental to the operation of Services and as described in these Terms.

4.  If you believe your intellectual property rights have been violated, contact us via [email protected]. We may request additional information and delete or disable content alleged to be infringing and we may also terminate accounts of repeat infringers.

9. Third-Party Ads

Our Service may contain links to third-party websites and advertisements for third-party products or services. You may also receive these links via email, or through our Website. We are not in any way responsible for these third-party ads, and you use them at your own risk. When you visit a third-party website, the terms and conditions of such a website will apply to your relationship with the owner of that website. Please be careful and conduct your own investigation about any such advertisements.

You hereby release us, our officers, employees, agents and successors from any claims, demands and any losses, damages and action of any kind whatsoever directly or indirectly related to such third-party advertisements, products and services.

10. Copyright Statement

All materials provided through the Website, the App, our services, or the marketing material we send you is copyrighted by Aiville, including but not limited to all materials, logo, etc.

Any redistribution or reproduction of part or all the Services and/or Digital content available through subscription services in any form is prohibited. Any other proposed use of Services and/or Digital Content shall be granted by Aiville in the form of formal written permission.

10.1 Copyright Statement

10.1 SMS Program Description

Our SMS program provides text messages for appointment reminders, events, receipts, customer service, and occasionally promotional messages when you opt in. Message frequency varies depending on your interaction with our services.

10.2 Opting Out

You can cancel the SMS service at any time. Simply text “STOP” to the shortcode (number provided). Upon sending “STOP,” we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, or text “START” to resume receiving messages.

10.3 Help and Support

If you experience issues with the messaging program, reply with the keyword “HELP” for more assistance or email [email protected].

10.4 Carrier Liability

Carriers are not liable for delayed or undelivered messages.

10.5 Message and Data Rates

Message and data rates may apply for messages sent to you from us and from you to us. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

10.6 Recurring Messages Disclosure

By opting into our SMS program, you authorize us to send recurring text messages to the mobile phone number you provide. Depending on your service selection, you may receive regular recurring messages. You are not required to agree to receive recurring messages as a condition of purchasing any goods or services.

10.7 Prohibited Content

Our SMS messages will never contain:

Phishing attempts, smishing, or social engineering to manipulate you into sharing private informationIllegal content (all content complies with federal and state laws)SHAFT content (sex, hate, alcohol, firearms, and tobacco) that does not follow federal and state law and regulations

10.8 SMS Opt-In Data Protection

All text messaging originator opt-in data and consent information will not be shared with any third parties, excluding aggregators and providers of the Text Message services necessary to deliver the SMS service. Your mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

10.9 Privacy for SMS Services

For privacy-related inquiries regarding our SMS service, please refer to our Privacy Policy: https://secure.aiville.com/privacy

11. User Representations and Restrictions

Representations and Warranties

By using the Service, you represent and warrant that:

1. you have the legal capacity and you agree to comply with these Terms;

2. you are not under the age of 18;

3. you will not access the Service through automated or non-human means, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Service, or using or launching any unauthorized script or other software;

4. you will not use the Service for any illegal or unauthorized purpose;

5. you are not located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a ”terrorist supporting” country;

6. you are not listed on any U.S. government list of prohibited or restricted parties; and

7. your use of the Service will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to refuse any and all current or future use of the Service (or any portion thereof).

You may not access or use the Service for any purpose other than that for which we make the Service available. The Service may not be used in connection with any revenue generating endeavor, commercial enterprise, or other purpose for which it is not designed or intended except those that are specifically authorized or approved by us.

Restrictions

As a user of the Service, you agree not to:

1. systematically retrieve data or other content from the Service to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us;

2. make any modification, adaptation, improvement, enhancement, translation, or derivative work from the Service;

3. use the Service for creating a product, service, or software that is, directly or indirectly, competitive with or in any way a substitute for the Service;

4. circumvent, disable, or otherwise interfere with security-related features of the Service;
engage in unauthorized framing of or linking to the Service;

5. decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Service;

6. attempt to bypass any measures of the Service designed to prevent or restrict access to the Service, or any portion of the Service;

7. use the Service to send automated queries to any website or to send any unsolicited commercial e-mail;

8. disparage, tarnish, or otherwise harm, in our opinion, us and/or the Service;
use the Service in a manner inconsistent with any applicable laws or regulations; or
otherwise infringe these Terms.

By using the Service, you represent and warrant that:

1. you have the legal capacity and you agree to comply with these Terms;

2. you are not under the age of 18;

3. you will not access the Service through automated or non-human means, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Service, or using or launching any unauthorized script or other software;

4. you will not use the Service for any illegal or unauthorized purpose;

5. you are not located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a ”terrorist supporting” country;

6. you are not listed on any U.S. government list of prohibited or restricted parties; and

7. your use of the Service will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to refuse any and all current or future use of the Service (or any portion thereof).

You may not access or use the Service for any purpose other than that for which we make the Service available. The Service may not be used in connection with any revenue generating endeavor, commercial enterprise, or other purpose for which it is not designed or intended except those that are specifically authorized or approved by us.

Restrictions

As a user of the Service, you agree not to:

1. systematically retrieve data or other content from the Service to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us;

2. make any modification, adaptation, improvement, enhancement, translation, or derivative work from the Service;

3. use the Service for creating a product, service, or software that is, directly or indirectly, competitive with or in any way a substitute for the Service;

4. circumvent, disable, or otherwise interfere with security-related features of the Service;
engage in unauthorized framing of or linking to the Service;

5. decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Service;

6. attempt to bypass any measures of the Service designed to prevent or restrict access to the Service, or any portion of the Service;

7. use the Service to send automated queries to any website or to send any unsolicited commercial e-mail;

8. disparage, tarnish, or otherwise harm, in our opinion, us and/or the Service;
use the Service in a manner inconsistent with any applicable laws or regulations; or
otherwise infringe these Terms.

12. Disclaimers of warranties and liabilities

Any statement or information that may be posted on the Website, app, or any service we provide is for informational and educational purposes only and is not intended to replace or substitute for any professional financial, legal, or other advice.

We do not provide investment or financial advice or advocate the purchase or sale of any security or investment.

There is no guarantee that the Digital Content will meet your or any other person's needs or requirements. The Service may not be appropriate for all persons and is not a substitute for professional financial advice.

We make no guarantees about the level of success you will have using our services, and you accept the risk that results will vary from person to person. The Service may provide examples of exceptional results that do not apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar result.

As with any investment learning program or service, your results will vary and will be based on a number of factors, including but not limited to your individual capacity, life experience, financial status, starting point, expertise, and level of commitment. You agree that Aiville is not liable for any success or failure of your financial risk that is directly or indirectly related to the purchase and use of the Service.

Aiville makes no representations or warranties and, to the fullest extent permitted by law, expressly disclaims any and all liability relating to your reliance on the statements or other information offered or provided within or through the Service. If you have specific concerns or a situation arises in which you require professional advice, you should consult with an appropriately appropriate, trained and qualified specialist.

The inclusion of any sites or other product information to Service does not imply a recommendation but merely brings possible options. It is your own responsibility to conduct appropriate investigations and inquiries concerning indicated information before taking any decisions.

We specifically disclaim any representations or warranties, express or implied, including, without limitation:

Warranties relating to the accuracy, reliability, correctness, timeliness or completeness of information made available on the website or otherwise by us, including any advice, opinion, statement, or other material or database displayed, uploaded or distributed and available through the website, and warranties otherwise relating to performance, nonperformance, or other acts or omissions by us or any third party.

 Aiville disclaims responsibility for any loss, damage, or injury arising out of or in connection with the Service information usage.

 Aiville will not be liable to the User for any indirect, consequential, special, incidental, punitive, or exemplary damages resulting from access or use of the website's Services or such Digital content, tools, or prizes, or in connection with any failure of performance, error, transmission, computer virus, or line or system failure, including, without limitation, lost profits, lost savings, and lost revenues.

We do not guarantee the accuracy of any information or content provided by our AI employees, through any user-generated content, or through any generated content.

13. Limitation of liability

IN NO EVENT SHALL WE (AND OUR AFFILIATES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFIT OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SERVICE (INCLUDING THE DIGITAL CONTENT) AND PRODUCTS, OR THIRD PARTY ADS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO, AND USE OF, THE SERVICE (INCLUDING THE DIGITAL, CONTENT AND USER CONTENT), AND THIRD PARTY ADS ARE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTING SYSTEM OR LOSS OF DATA RESULTING THEREFROM.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, YOU AGREE THAT THE AGGREGATE LIABILITY OF AIVILLE TO YOU FOR ANY AND ALL CLAIMS ARISING FROM THE USE OF THE APP, CONTENT, SERVICE OR PRODUCTS, IS LIMITED TO THE AMOUNTS YOU HAVE PAID TO AIVILLE FOR ACCESS TO AND USE OF THE SERVICE. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE TERMS BETWEEN AIVILLE AND YOU.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OF CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU AND YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.

14. Indemnification

In no event will Aiville be liable for any loss, damage, or injury, including, without limitation, any indirect, consequential, special, incidental, or punitive damages arising out of, or in connection with, the use of the Services, including but not limited to any decision made or action taken in reliance on the information contained in the Services, or any errors or omissions in the Services.

By using the Services, you agree to indemnify, defend, and hold harmless Aiville from and against any and all claims, complaints, lawsuits, or other liabilities, including reasonable attorneys' fees, that may arise from your use of the Services or your decision to follow any advice, recommendation, or instruction provided therein.

You agree to indemnify and hold Aiville, its successors, subsidiaries, affiliates, any related companies, its suppliers, licensors and partners, and the officers, directors, employees, agents and representatives of each of them harmless, including costs and attorneys' fees, from any claim or demand made by any third party due to or arising out of (i) your use of the Service or Digital Products, (ii) your User Content, (iii) User generated content, (iv) AI-generated content, or (v) your violation of these Terms.

15. Dispute Resolution and Class Action Waiver

PLEASE READ THIS PROVISION CAREFULLY; IT REQUIRES YOU TO ARBITRATE ANY DISPUTE OR CLAIM BETWEEN YOU AND AIVILLE ON AN INDIVIDUAL BASIS.

YOU AGREE THAT ANY DISPUTE OR CLAIM ARISING FROM OR RELATING TO THIS ARBITRATION PROVISION, AIVILLE’S PRIVACY POLICY OR TERMS OF SALE, AIVILLE‘S ADVERTISING OR MARKETING PRACTICES, OR AIVILLE‘S PRODUCTS OR SERVICES SHALL BE SUBMITTED TO BINDING, FINAL, AND CONFIDENTIAL ARBITRATION BEFORE A SINGLE ARBITRATOR ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) UNDER ITS CONSUMER ARBITRATION RULES. THIS ARBITRATION PROVISION SHALL BE GOVERNED BY THE FEDERAL ARBITRATION ACT (“FAA”), 9 U.S.C. §§ 1-16, AND THE ARBITRATOR SHALL BE BOUND BY THE TERMS OF THIS ARBITRATION PROVISION. THE ARBITRATOR SHALL HAVE THE EXCLUSIVE AND SOLE AUTHORITY FOR DETERMINING WHETHER A DISPUTE OR CLAIM IS ARBITRABLE. THE ARBITRATOR SHALL FOLLOW APPLICABLE SUBSTANTIVE LAW OF THE STATE OF ILLINOIS TO THE EXTENT CONSISTENT WITH THE FAA, AND SHALL BE AUTHORIZED TO AWARD ALL REMEDIES AVAILABLE IN AN INDIVIDUAL LAWSUIT UNDER SUBSTANTIVE LAW, INCLUDING, WITHOUT LIMITATION, COMPENSATORY, STATUTORY AND PUNITIVE DAMAGES, DECLARATIVE, INJUNCTIVE AND OTHER EQUITABLE RELIEF, INCLUDING PUBLIC INJUNCTIVE RELIEF, AND ATTORNEYS’ FEES AND COSTS WHERE AVAILABLE UNDER APPLICABLE SUBSTANTIVE LAW. THE ARBITRATOR MAY ONLY RESOLVE DISPUTES OR CLAIMS BETWEEN YOU AND AIVILLE AND MAY NOT CONSOLIDATE CLAIMS OR PROCEEDINGS WITHOUT AIVILLE’S CONSENT. THE ARBITRATOR MAY NOT HEAR CLASS OR REPRESENTATIVE CLAIMS OR REQUESTS FOR RELIEF ON BEHALF OF OTHER INDIVIDUALS. IF A COURT OR ARBITRATOR DECIDES THAT ANY PART OF THIS AGREEMENT TO ARBITRATE CANNOT BE ENFORCED AS TO A PARTICULAR CLAIM FOR RELIEF OR REMEDY, THEN THAT CLAIM OR REMEDY (AND ONLY THAT CLAIM OR REMEDY) MUST BE BROUGHT IN COURT AND ANY OTHER CLAIMS MUST BE ARBITRATED.

NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, YOU AGREE THAT AIVILLE HAS THE RIGHT TO BRING A CLAIM AGAINST YOU IN THE STATE OR FEDERAL COURTS OF ILLINOIS FOR INJUNCTIVE RELIEF, EQUITABLE RELIEF, OR OTHERWISE ARISING FROM ANY POTENTIAL OR ACTUAL MISAPPROPRIATION OR INFRINGEMENT OF AIVILLE’S INTELLECTUAL PROPERTY RIGHTS AND YOU AGREE THAT VENUE IS PROPER AND THAT YOU ARE SUBJECT TO PERSONAL JURISDICTION IN SUCH FORUM.

UNLESS YOU TIMELY OPT-OUT, YOU WILL NOT HAVE THE RIGHT TO: (A) HAVE A COURT OR JURY DECIDE YOUR DISPUTE OR CLAIM; (B) OBTAIN INFORMATION PRIOR TO THE HEARING TO THE SAME EXTENT THAT YOU WOULD HAVE IN COURT; (C) PARTICIPATE IN A CLASS ACTION IN COURT OR IN ARBITRATION, EITHER AS A CLASS REPRESENTATIVE, CLASS MEMBER, OR CLASS OPPONENT; (D) ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN ARBITRATION; OR (E) JOIN OR CONSOLIDATE YOUR DISPUTE OR CLAIM WITH THE DISPUTE OR CLAIM OF ANY OTHER PERSON. OTHER RIGHTS THAT YOU WOULD HAVE HAD IF YOU WENT TO COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION.

YOU MAY OPT OUT OF ARBITRATION WITHIN 30 DAYS OF THE DATE THAT YOU PURCHASED A PRODUCT OR SERVICE THROUGH AIVILLE’S WEBSITE BY SENDING A LETTER TO THE ADDRESS BELOW , STATING YOUR NAME, THE PRODUCT YOU PURCHASED, AND YOUR INTENT TO OPT OUT OF ARBITRATION.

16. Miscellaneous

We may occasionally update our Service and may change information without notice. Please note that certain circumstances beyond our control may cause delays in providing our Service. We may at any time modify or discontinue, temporarily or permanently, the Service (or any part thereof) at our sole discretion with or without notice. You agree that we shall not be liable to you or any third party for any modification, suspension or discontinuance of the Service (to the maximum extent permitted by law).

17. Contact Address

If you have any questions or concerns, please don't hesitate to reach out to our Support Service through [email protected].

Physical Address:

AIVILLE LIMITED

231 N. Main Street, Suite #5

Edwardsville

Illinois

62025